Buying a home is a significant decision that requires careful planning and consideration. Whether you are buying a home for the first time or are already an experienced homeowner, this process often involves many decisions and steps.
Our extensive database contains many properties that could become your new home. We attach great importance to understanding the individual needs and wishes of our customers. We conduct detailed consultations to accurately identify your ideas for your own home and develop a clear plan together.
We then support our customers in their search for the ideal location for their home. In doing so, we take important factors such as location, infrastructure, surroundings, and future prospects into account. Our goal is for our customers to not only get a house, but a real home that meets their individual needs and expectations and where they feel completely at ease.
The checklist
Assess your financial situation:
- Review your savings, current income, and debts to determine your budget for buying a home.
- Consider additional costs such as down payments, insurance, taxes, and maintenance costs.
Exploring financing options:
- Learn about different types of mortgage loans, interest rates, and terms.
- Compare offers from different lenders to get the best terms.
Pre-approval for a loan:
- Apply for pre-approval for a loan to know how much you can afford.
- Pay attention to the interest rates, monthly payments, and other terms of the loan.
Define your requirements:
- Define your needs and priorities for the desired home, including size, location, amenities, school districts, etc.
Searching for properties:
- Browse real estate listings online, in newspapers, and from real estate agents.
- Also use online tools and apps to facilitate your search and set up custom notifications.
Viewing homes:
- Schedule appointments to view potential homes and take thorough notes about the condition, features, and your impressions.
Home inspection:
- Schedule inspection appointments with a qualified home inspector who will thoroughly examine the condition of the property.
- Accompany the inspector during the inspection and ask questions about potential problems or renovation needs.
Condition review:
- Have the expert check the condition of the structure, electrical system, plumbing, heating and cooling, roof, etc.
- Ask about the presence of pest infestation, moisture, or other potential problems.
Energy performance certificate:
- Request the home's energy performance certificate to obtain information about energy consumption and possible efficiency improvements.
- Consider the long-term costs of energy consumption when making your decision.
Document review:
- Have the property documents for the house checked by a lawyer to ensure that there are no outstanding legal issues.
- Clarify any questions regarding land registry entries, property taxes, and other legal matters.
Mortgages and liens:
- Check whether there are any outstanding mortgages, liens, or other encumbrances on the property that could affect your purchase.
- Ensure that all of the seller's financial matters are in order before signing a purchase agreement.
Purchase agreement:
- Have your lawyer review the purchase agreement and clarify all terms, clauses, and deadlines before signing it.
- If necessary, negotiate changes or additions to protect your interests.
Price determination:
- Determine a reasonable price based on comparable sales in the area and a thorough evaluation of the property.
- Consider the condition, location, demand, and other factors when negotiating the price.
Making an offer:
- Prepare a written offer that clearly and concisely states the price, desired terms, and deadlines.
- Offer a reasonable down payment to show your seriousness and financial capability.
Negotiation:
- Negotiate the terms of the purchase with the seller or their representatives, including the price, closing costs, and other clauses.
- Be flexible, but insist on your most important concerns and goals during negotiations.
Preparing for closing:
- Schedule an appointment with a lawyer, notary, or closing agent to sign the closing documents and finalize the purchase agreement.
- Prepare all necessary documents, including proof of identity, financing documents, and proof of insurance.
Closing inspection:
- Carefully review the closing report and ensure that all agreed terms and conditions have been met before finalizing the purchase.
- Clarify any open questions or discrepancies in a timely manner to avoid delays or problems.
Payment and transfer:
- Pay the agreed-upon deposit and closing costs according to the closing agent's instructions.
- Sign the purchase agreement and receive the keys to the house after the transaction is complete.
Moving planning:
- Plan the moving date and organize moving helpers, transportation, and other logistical details in good time.
- Create a checklist for the move to ensure that nothing is forgotten and coordinate all necessary measures.
Change of address and re-registration:
- Notify the relevant authorities, banks, utility companies, insurance companies, and other relevant agencies of your change of address in good time.
- Arrange to re-register services such as electricity, water, gas, internet, and telephone in your new home.
Preparing your new home:
- Prepare your new home by arranging for basic furnishings, cleaning, and any necessary renovations or repairs.
- Ensure that all utilities are activated and the house is habitable before you move in.
Checking the condition:
- Check the condition of the house again after moving in and document any damage or defects.
- Report any problems to the seller or property management company and plan for repairs or corrections if necessary.
Renovations and adjustments:
- Carry out any necessary renovations or modifications to adapt your new home to your needs and preferences.
- Plan long-term improvements such as landscaping, remodeling, or energy efficiency measures to increase value and quality of life.
- Take time to explore your new home, settle in, and enjoy the pleasures of homeownership.
- Celebrate your success and share the joy with family and friends who supported you in your home purchase.
