Skip to content

Families & the path to home ownership

In an ever-changing world, the desire for a home that offers comfort and security remains unchanged. Families naturally ask themselves questions such as: "Can we even afford to buy property? How can we find the perfect home for us? What lifestyle do we want to pursue for the rest of our lives?" Do you feel overwhelmed by the wealth of information, risks, and aspects involved and don't know where to start?

(Only) three key questions stand between you and the realization of your vision

  • What financing options do we have?
    You have various options for financing a home. These include traditional mortgages from banks or credit unions, government-sponsored programs such as KfW subsidies (Kreditanstalt für Wiederaufbau), equity financing, and in some cases, rent-to-own. Your financial plan should take into account your financial situation and creditworthiness in order to find the financing option that is right for you.

  • Should we build a new house or buy one?
    The decision of whether to build or buy a new home depends on various factors, including your preferences, your budget, the available real estate listings in your desired area, and your time requirements. Building a new home gives you the opportunity to design a custom home according to your wishes, while buying an existing home can often be completed more quickly and may be less expensive.

  • Which residential area suits us best: city or country?
    The choice between city and country depends on preferences, lifestyle, workplace, family needs, and other factors. In the city, you often have easy access to amenities such as shopping, restaurants, cultural events, and workplaces, while country life is often quieter, more spacious, and closer to nature. It is important to consider your priorities and possibly weigh the pros and cons of each option to find the most suitable neighborhood for your family.

We guide you through the entire process


An experienced real estate agent makes finding a home for your family easier. We are here to help you find a home that perfectly suits your unique living situation.

Let's focus together on the exciting journey ahead—moving into your new home where your family can continue to thrive.

We can help you assess your individual situation, explore the various options, and weigh the risks and opportunities.

This will enable you to make an informed decision that aligns with your financial goals and risk tolerance—and, of course, your vision for your home.

Our extensive database contains many properties that could become your new home.

We place great importance on understanding the individual needs and wishes of our customers. We conduct detailed consultations to accurately capture their ideas for their own home and develop a clear plan together.

We then support our customers in their search for the ideal location for their home. In doing so, we take important factors such as location, infrastructure, surroundings, and future prospects into account. Our goal is for our customers to not only get a house, but a real home that meets their individual needs and expectations and where they feel completely at ease.

Frequently Asked Questions

Frequently asked questions from our customers

View all
How much equity do I need to finance an existing home?

The amount of equity required to purchase an existing home depends on various factors, including the purchase price, financing terms, and the individual requirements of lenders. However, as a rule, equity of around 20% of the purchase price is recommended in order to obtain favorable financing.

How long is the term of a home loan?

The term of your home loan depends on various factors such as the amount of the monthly installment, the loan amount, and any special repayments. However, you can choose the term of the fixed interest rate yourself. In recent years, especially since the coronavirus pandemic, interest rates have risen steadily. We therefore recommend a shorter fixed interest rate term at this point in time.

How high should the annuity be for home financing?

The annuity should not exceed 35% of your net household income. This will give you enough leeway for other daily expenses and living costs.

Free downloads

View all

Building insurance information sheet

Our service for owners who want to insure their property.

Amendment to the Building Energy Act

Important changes to the Building Energy Act

Just one more step: Get the free download sent directly to your email inbox

To send you the PDF, we just need your contact details.

We assure you that your information will be treated confidentially and will only be used for the purpose of sending you the download.

Contact Form

Real estate in the Lower Rhine region

Current real estate listings in Emmerich and the surrounding area

View all

Your contact persons

A team of highly trained experts

View all

Contact your real estate specialists

Talk to us about your property—we look forward to hearing about your project!

We take the time to address your concerns—whether you are looking to sell, evaluate, or purchase a property in the Lower Rhine region. Our experience shows that a personal consultation is the best way to start a successful collaboration.

Contact Form

Our references

Successfully brokered properties

View all

You may also find these articles interesting

View all

We use cookies 🍪

We use cookies to offer social media features and analyze traffic on our website, for example. You consent to our cookies when you continue to use our website. To continue, you must make a selection.

Further information on data protection and cookies can be found in our privacy policy. You can enable or disable specific options under Settings.